Cross-border payment services for AI products and digital merchants

Stripe rejected your category. We understand what you sell.

Your payment account stays stable as you scale. We don't approve first and freeze later — we review the product, business model, and customers before we approve anything.

Apply for Review → Email Us →
Tiance internal home dashboard

Accepted payment methods

WHY TIANCE

Three things that make Tiance different.

An algorithm never read your product page. We do.

Business model, pricing, customer flow — reviewed by a real person before we make any call. Edge cases get a conversation, not a form rejection.

A founder reviewing a product page on a laptop

We find the problems before they find you.

Risk, category fit, and edge cases — all reviewed before launch, when there's still time to fix things. Not after your revenue depends on it.

Two reviewers discussing risk notes on a whiteboard

Same person. From approval through everything after.

From first review through go-live, ongoing questions, chargebacks, and disputes — the same person handles it. Not a ticket queue, not a new rep each time.

A reviewer staying with a merchant through ongoing support
HOW TIANCE WORKS

Apply once. Live in days.

Business review, payment setup, and go-live — a defined sequence with no surprises at any stage.

  1. 01

    Apply for Review

    Share your product, markets, and payment needs. A real person is available as you complete the form — and from here, you have dedicated support.

    ~5 min
    Apply →
  2. 02

    Business Review

    A real person reviews your product, customers, region, and risk profile — not just the category code.

    1–2 business days
  3. 03

    Payment Setup

    Your API keys, installation SKU, and test and live accounts are released — with setup instructions to get your checkout or integration live quickly.

    1–2 business days
  4. 04

    Go Live With Support

    Your account is active. The same team stays available for questions, disputes, and anything that comes up.

    Instant
Not ready to apply? Talk to us first. Reach out on Telegram or Discord — before you apply, during review, or anytime after you're live.
Telegram Discord
Two people reviewing a payment application together on a laptop
CAPABILITIES

From first payment to final settlement.

Everything you need to collect internationally, protect your account, and get paid — without stitching together multiple providers.

Transactions dashboard with filters, export controls, and recent payments

AI usage billing

Credit-based, top-up, and recurring billing for AI tools, SaaS products, and digital access — covering usage credits, prepaid access, and subscription models.

Community payments

Accept payments directly inside Telegram, Discord, or WhatsApp — no redirects, no broken checkout flow.

Checkout and API

Hosted checkout, payment links, WooCommerce, Shopify, or REST API — connect to your stack without rebuilding it.

Chargeback alerts

Early visibility on transactions at risk of dispute — before they become formal chargebacks.

Advance notice on account changes

If your account status needs to change, we reach out before it happens — not after. A person calls, not an automated notification.

Multi-currency settlement

Accept in USD, EUR, GBP, and 20+ currencies including crypto and stablecoins. Funds settle within 7 days of clearance.

PRICING

How pricing works.

Most approved merchants pay between 8% and 15% per transaction, with no setup fee. Your exact rate depends on product category, transaction volume, and payment channel — and is confirmed in writing before activation. A rolling reserve is standard on all accounts. Funds settle T+7 from clearance. Payout currency options are confirmed at onboarding.

Request a pricing estimate →
Two Tiance operators working together in a bright office

Why Tiance exists.

We built these channels as operators, not as a startup. For years, we ran cross-border businesses — and the payment infrastructure we rely on today started as our own internal stack, built because we needed it to actually work.

When the AI boom took off, we watched developer friends run into a wall we already knew. Products rejected. Accounts frozen. No conversation, no appeal. They were building legitimate businesses that mainstream gateways couldn't categorise.

We already had the channels. We opened them up.

That's what Tiance is: a payment integration and service provider, built by operators — connecting AI and digital businesses with suitable payment channels after upfront review.

Payments processed by our licensed payment service partners. Merchant approvals reflect their requirements as well as ours.

— The Tiance founding team
Talk to Tiance

Stripe and Creem are built for standard categories. Doesn't fit? Let's actually look at your business.

Apply for Review → Talk to Us on Discord →

Here's why merchants choose Tiance

★★★★★

"We got rejected by Stripe and Creem before Tiance. They actually looked at our product, discussed our business, and approved us in a week."

Kevin ZhangAI Web Founder Singapore Live
★★★★★

"The review wasn't a wall — it was a conversation. They asked questions, we explained, and it worked."

Maria SantosSaaS Founder Spain Live
★★★★★

"We run fan spaces on Telegram and Discord. With Tiance's payment features built in, we do community payments directly — seamless experience, better retention and repeat purchases."

Marcus WebbCommunity Seller United States Live
★★★★★

"Other platforms froze our account with no notice — shut down after six months. Tiance reviewed us before we went live, and we've been in close communication throughout."

Anna PetrovaDigital Products Germany Live
★★★★★

"Paddle rejected our image generation tool at launch — policy update, no conversation. Tiance reviewed our product directly and had us live in four days."

Daniel KimAI Developer South Korea Live